Looking At Insurance As A Retirement Planning Instrument - DO NOT look at insurance as a form of investment, as the returns you get from the maturing of your insurance policy/policies is usually peanuts. The sole objective of insurance is to safeguard your and your family's interest from the unfortunate and unforeseen events of life. Over the years, insurance companies have misled people into believing that it's an investment medium. Be a responsible investor and don't make a mistake of looking at insurance as an investment instrument.

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