Right now, this question is VERY hard to answer with SO MANY options available to select from, but for investors they got to ensure to pick a quality option. I am luckily enough to already have option like Inlock ICO, which is seriously cool and got HUGE potential there.

It basically is based around the lending platform, which is meant to be a heaven like for lenders and borrowers. The whole concept is not just exciting, unique and cool but can be a game changer.