What things come to your mind when you hear High Networth Individual (HNI)? Most likely it will be a fleet or swanky cars, plush mansions, exotic foreign vacations, ivy league education, etc. Right? That's all true! When you have money living a privileged life is a given. But is that all? Not really. There's a saying - being rich is difficult but staying rich is twice as difficult. In the same line, rich folks have to work extremely hard to keep their wealth intact and to ensure that its value stays at par with the inflation rate.

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